A diagonal boundary seems to divide at least layer F and layer B into two sections. Predict the event that formed this boundary, and predict whether the event occurred before or after the formation of the layers around it. Explain your reasoning.

If an individual takes an instrument believing it was intended as an honest transaction, then he or she will qualify as a holder in due course based on which of the following requirements? without notice of defect for value no evidence of irregularity in good faith