How do government regulators protect consumers.?

By making consumer protection laws.

Explanation:

Consumer protection laws made basically for the protection of consumers from "fraud" and other "unfair means" of business.

These are some basic consumer protections Rights:

1. Right to safety

2. Right to select

3. Right to compensation

4. Right to full fill basic needs

5. Right to Knowledge

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.