30 POINTS, CER: What important financial skills do you need to know for college? Be sure to have at least three pieces of evidence for at least three different tools.

Budgeting

Setting and following a budget is probably the most basic personal finance skill, yet only about one-third of people actually have a detailed budget. ... Writing out a list of all of your income and expenses is only the first step toward becoming skilled at budgeting.

Explanation:

the correct labels are as follows:

a: yellow river

b: himalayan mountains

c: north china plain

d: taklimakan desert

explanation:

allergens: overstimulate the nerve system

neurotics: attack nerve cells

mutagens: damage or otherwise alter dna sequence

generators: cause defects during growth and development  

carcinogens: cause unchecked cell growth

i hope you get the idea according to me these are the effects that happened.