One advantage of using cash for all purchases is that cash

One advantage of using Cash for all purchases is that Cash is not likely to be subject to Finance Charges

The simplest advantage to paying with cash is the limitation it puts on what you buy. Without a buy-now-pay-later mentality associated with credit cards, you will purchase only items that are affordable, and covered by the cash you have on hand. This way, you never have to worry about buying anything you can't afford at the moment.

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