An annual percentage rate, or APR, represents how much interest is paid over a year.
interest is paid over many years.
principal is paid over a year
principal is paid over many years.

it all depends on how long the hours are. i think they wouldn't approve of it. in my opinion.

answer; sociological imagination;

answer; exaggerate what you believe is the deception and state it, hoping that the other will jump in to "correct" the statement;

answer; traditional culture;