Material culture is known for lacking

In contrast to material culture, non-material culture does not include any physical objects or artifacts.

In contrast to material culture, non-material culture does not include any physical objects or artifacts.

where is your diagram?

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time