I told him about Ruby-how she lives by herself and sews to keep busy, how she charges only six dollars to make a dress because the people she sews for don't have a lot of money, how a lot of times she doesn't charge a dime, how sewing is her ministry. The word ministry is connected to

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Ruby’s purpose in life

Explanation:

The idea that sewing is Ruby´s ministry refers to her purpose in life because that word applies to a calling some people feel to follow a certain path to achieve a specific purpose in life, most likely connected to religious beliefs.

It doesn´t mean that Ruby acts this way because it´s what´s expected of her. Furthermore, saying that Ruby chooses to treat her customers fairly would be incorrect, because her not even charging them is beyond fair treatment. And saying that Ruby’s actions are led by a desire to share her profits would be incorrect, because she wants to help others by not charging for her service, not by giving them money.

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.