3. Define human capital

Human capital is an intangible asset or quality not listed on a company's balance sheet. It can be classified as the economic value of a worker's experience and skills. This includes assets like education, training, intelligence, skills, health, and other things employers value such as loyalty and punctuality.

Explanation:

the skills, knowledge, and experience possessed by an individual or population, viewed in terms of their value or cost to an organization or country.

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