What do borrowers use to secure a mortgage loan? check all that apply. a credit card a down payment a house land a vehicle

Ageneral requirement for informed consent is that no informed consent may include any exculpatory language. exculpatory language is that which waives or appears to waive any of the subject’s legal rights or releases or appears to release those conducting the research from liability for negligence. which of the following statements in a consent form is an example of exculpatory language? taking part in the research is voluntary, but if you choose to take part, you waive the right to legal redress for any research-related injuries.your participation in this research is voluntary. if you choose not to participate, or change your mind later, your decision will not affect your relationship with the researcher or your right to other services that you may be eligible for.in the event of any distress you may have related to this research, you will be given access to appropriate resources.the researcher may stop you from taking part in this research without your consent if you experience side effects that make your emotional condition worse. if you become too emotionally distressed during the research, you may have to drop out.

Which quotation reflects the perspective of most of georgia legislatures in 1956 regarding the georgia state flag? question 4 options: "georgia's flag should be updated to have a more modern look and design." "georgia's flag should be a symbol of integration and equal rights." "georgia's flag does not need to be changed; it represents peace and prosperity." "georgia's flag should be a symbol of our resistance to federal integration laws."

Which factor contributed to the rise of african empires such as ghana and mali ? a. their creation and involvement in trade networks b. they focused only on agricultural production. c. they didn’t engage in warfare with other nations d. their geographic location protected them from attacks.