Preformatted files in word (e. g., fax cover sheets, memos) are known as

They are known as "templates''. 

A template is a layout that is utilized as a beginning stage for another archive or file, document etc. At the point when an individual opens the template, it is pre-organized and as termed in the quest preformatted somehow with the basic design and layout done. For instance, you may use template in Microsoft Word that is organized as a business letter or a party invitation or any other kind of file.

i think its toxic gasses but i could be wrong

what group of people depend on what yoy are talking i will still you once you tell me what group of people you are talking about : )

i think i know what group you are talking about so the brahmins