Which the following is not a reason young drivers have higher auto insurance premiums than older drivers? a. A very high percentage of teen deaths have been the result of motor vehicle crashes.
b. A very high percentage of teenage drivers have had an accident in the first year of receiving a
license.
C. Accidents involving teenage drivers have resulted in billions of dollars of medical expenses and
property damage in recent years.
d. Accidents involving teenage drivers have required additional investigation, the cost of which is
passed on to the driver in the form of a higher premium.

Padma has written a paper on the effects of the black death, a plague that struck europe in 1347 and killed millions of people. she focused on three major results of the plague: • a smaller population after the plague led to higher wages and greater independence for workers. • the power of the catholic church weakened because so many members had died and others had lost their faith. • a lack of farm workers led more people to raise livestock rather than planting crops, changing the european diet. read her conclusion: it does not seem right to say that an experience as horrifying as the black death had any “good” sides. still, the changes that followed the plague improved the lives of peasants. people who had previously lived in poverty, forced to work for a single employer, now had higher wages and the freedom to change jobs. even so, the continent had been devastated and would take many years to recover. which statement best evaluates her conclusion? a. the conclusion effectively summarizes all the writer’s main points. b. the conclusion is engaging, but it introduces an unnecessary new idea. c. the conclusion is engaging, but only summarizes one of the writer’s points. d. the conclusion is engaging but it does not summarize any of the writer’s main points.