Will give brainliest
who is a winner in unanticipated increase in real interest rates?
a) a retiree that is on a fixed pension.
b) a borrower that is loaned a 30 year fixed mortgage.
c) a retiree with an annual cost of living adjustment.
d) a borrower that is loaned a 30 year variable mortgage.

(select all that apply) examples of email use that could be considered unethical include denying receiving an e-mail requesting that you work late forwarding a chain letter asking for donations to a good cause sending a quick message to your friend about last weekend sending your boss the monthly sales figures in an attachment setting up a meeting with your co-worker sharing a funny joke with other employees