Once considered upstarts among independent businesses, now command 45 percent of all retail sales in the United States. This retail format is commonly found in fast foods, video stores, health and fitness centers, haircutting, auto rentals, motels, and dozens of other product and service areas.

A) wholesale clubsB) retail cooperativesC) chain storesD) franchises

The correct answer is letter "D": franchises.

Explanation:

Franchises are business structures in which franchisees access the trademarks and proprietary rights of a franchisor to use its brand name and products in exchange for a fee charged on a regular basis. Franchising avoids a new company spending money on activities related to promoting a new business since the franchisor already has a well-known name in the market.

MacDonald's represents the largest franchise in the U.S. in 2020 according to  Franchise Direct.

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explanation: