our organization is going to be expanding globally. Select two (2) countries of your choice. You will conduct research in which you 1) identify and discuss, for each country, the customary benefits organizations provide their employees in those countries. 2) In your discussion, compare these countries with what organizations in the United States provide employees.

With signals from no-claim bonuses and deductibles, a. the marginal cost curve for careful drivers lies to the left of the marginal cost curve for aggressive drivers b. auto insurance companies insure more aggressive drivers than careful drivers because aggressive drivers have a greater need for the insurance c. the market for car insurance has a separating equilibrium, and the market is efficient d. most drivers pay higher premiums than if the market had no signals