The insurer may suspect that a moral hazard exists if the policyholder:. a. is not honest about his health on an application for insurance.
b. is prone to depression.
c. is indifferent to activities that may be dangerous.
d. always drives over the speed limit.

a. is not honest about his health on an application for insurance.

Explanation:

The moral hazards refer to the hazard that arises when the applicants do not tell the truth at the time of filling the application form for the insurance or in the past they claimed some amount which is totally fraud against to an insurer

So in case when the insurer may suspect whether there is an existence of moral hazard so the honesty regarding with the health for insurance should be taken as relevant pant

Therefore the option a is correct

what

explanation:

the correct answer is - no.

winnipeg, canada, is not further away from the equator than moscow, russia, in fact moscow is the city that is further away from the equator. moscow is on a latitude of 55.7558° north, while winnipeg is on a latitude of 49.8951° north, thus putting moscow by 5.8607° further away from the equator than winnipeg is.