As a result of strict banking regulations, the united states has: a. a few dominant banks that hold most of the assets in the banking industry b. banks that are quite large relative to those in other industrialised countries c. too few banks when compared to other industrialised countries d. many more smaller banks when compared to other industrialised countries

D. Many more smaller banks when compared to other industrialized countries. 

The strict banking regulations allow multiple smaller banks to enter the competition by preventing larger banks from claiming a full monopoly on the banking and financial services market. These smaller banks can sometimes be exempted from the more strict banking regulations, while larger banks will be required to comply with the regulations because of the assets under management or held within the bank. These regulations allow for more competition in the market.