What did bradford find of which he was “hartily glad”?

all of the following apply except for (a. excessive credit on real estate resulting in defaulted loans.

in 1819, panic swept the country due,in part, to the rapid expansion of american manufacturing during the war of 1812 and the distress caused by the post-war british competition. the rapid expansion of american farming was another factor.

explanation:

"germany's geographic location was an advantage when it was on the offensive in the war because it was situated next to an extremely wide river, the rhine, which was difficult for the allies to cross."