answer: he will receive $21093.75 only.
explanation:
since we have given that
cost of house = $180,000
since he has a coinsurance clause of 75%,i.e. he does not fully insured his property.
amount the owner insured for the property = $101,250.
amount he lost in damage = $50,000
amount he will receive from insurance is given by
so, he will receive $21093.75 only.