Melissa purchased a new car. The car had a list price of $20,540. Melissa made a down payment of $3,900 and financed the rest, paying 8.6% interest compounded monthly over a payment period of 5 years. If Melissa also had to pay 8.25%
sales tax, a $995 vehicle registration fee, and a $57 documentation fee, what is her monthly payment?

Over the course of the school year, you keep track of how much snow falls on a given day and whether it was a snow day. your data indicates that of twenty-one days with less than three inches of snow, five were snow days, while of the eight days with more than three inches of snow, six were snow days. if all you know about a day is that it is snowing, what is the probability that it will be a snow day?