18. Shanelle purchased a dining room set for $2,620 using a 12-month deferred payment plan with an interest rate of 19.49%. She did not make any payments during the deferment period. What will the total cost of the dining room set be if she must pay off the dining room set within two years after the deferment period? (2 points)
O $2,620.00
$3,864.00
$5,796.00
O $3,178.82