Help ya girl out please -12 + x/5 = -16 ?

I need the steps to learn it ..!

Answer this question only if you know the answer! 30 points and

Ernest is purchasing a $175,000 home with a 30-year mortgage. he will make a $15,000 down payment. use the table below to find his monthly pmi payment.

Eric has challenged himself to walk 24,000 steps in 4 days. if eric walks the same number of steps each day, which function represents the number of steps eric still needs to walk to reach his goal with respect to the number of days since he started his challenge? a. y = 8,000x − 24,000 b. y = -8,000x + 24,000 c. y = 6,000x − 24,000 d. y = -6,000x + 24,000