When are non-forfeiture provisions used? a.
when the insured names a beneficiary
b.
when the insured stops making premium payments on a cash value policy
c.
when the insured converts a term policy
d.
when the insured dies and there is a settlement

After the experience with great britain having a monarchy, the united states realized that everyone needed to have a voice in the government. the fact that americans had no voice was the main reason for the war. thus, they created a democracy, where the people voted for their representatives and the government ruled with the consent of the people.

The answer is 180ohohohoho