Pls help or i will fail

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Mrs. avila is buying a wallpaper border to go on all of her kitchen walls. she wants to buy 5 extra feet of wallpaper border than she needs to be sure she has enough. she buys 55.5 feet of the border. the store owner selling the border uses the width of mrs. avila's kitchen to determine that the length of her kitchen must be 14.5 feet.

Tan198=asin164=? how to solve this? ?