Which of the following is federal student aid that does not have to be paid
back?

A. A grant

B. A waiver

c. A forbearance

D. A loan

Certification programs are offered by all of the following except

Time's up got my coins up, my bars up, soon we find 'em we gon' slide 'em, we lined 'em, straight reclined 'em pistol grip, i got all kinds of, i'm not your driver shot gon' hit him, he won't answer, i'm blowin’ ganja so much work, they call me old school, i remind ya that bisshhh you think you got is not you, where you find her? she a kickstand, a big fan, i get behind her then i slid it in, i win, i win, ayy

Jessica wants to get a credit card, but the bank is refusing to give her one. what could be the possible reason behind the bank's refusal to comply with jessica's request? a. she does not have an account with the bank b. she has a bad credit history c. she has a good credit history d. she is 18 years old e. she doesn't have a job