30 points answer correctly and explain if not you will be reported.

which best describes how the money that individuals have in savings accounts affects the economy?

a / the money in savings accounts is used for daily expenses like food and gas which keep the economy going.

b / the money in savings accounts just sits in the bank and does not have a great impact on the economy.

c / savings accounts stop inflation by keeping some money out of circulation.

d / banks can put the money in savings accounts into circulation by loaning it to others.