According to bandura, a person's learned beliefs that he or she is capable of producing desired results, such as mastering new skills and achieving personal goals is

self-efficacy

Explanation:

Self-efficacy: The term self-efficacy is introduced by one of the famous psychologist named Albert Bandura.

According to Bandura, self-efficacy is described as a person's belief in one's capability to perform specific behavior that is being necessary to create a particular performance attainments. Fundamentally, it refers to an individual's confidence in his or her capability to exert control on his or her behavior, social environment, and motivation.

Example: A child having a high self-efficacy level in solving physics questions will be confident in his or her ability to do well in a tough physics derivation class.

answer; /// i believe the correct answer is (b) disposition

even though you have attached neither the chart nor the generalizations, i have located them online. the right answer is d, since they are asking you about a generalization. you can only infer from the chart that between 2008 and 2009 the number of employed workers decreased significantly (from over 115 millions to 107 millions approximately), which signals some type of economic crisis.