Maya works 16 hours per month at her part-time job earning $6.75 per hour. she earns some additional money house sitting for neighbors and friends. maya charges $30 per day to house sit if there are no pets. if the house sitting includes pets, then she charges $40 per day. last month, maya spent 3 days house sitting with no pets and 5 days house sitting with pets. what is the total amount of earnings maya had for the month?

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.